Kim Rosenlof

1. Don’t overinsure or underinsure your aircraft. Hull insurance policies are stated-value policies. In case of a total loss the insurance company pays the stated value of the policy. Be sure to know your aircraft’s true replacement cost and insure the aircraft for that amount. Overinsuring your aircraft results in higher premiums; underinsuring means you’ll need to pony up extra money to replace that aircraft if it’s lost. Adjust the aircraft’s stated value at the beginning of each policy period or if the aircraft receives costly modifications, such as new avionics or RVSM packages.

2. Read and understand your policy. Review the policy with your broker and ask about any clauses you don’t understand. Make sure that the policy adequately represents the type and level of coverage that you are expecting. Ask what will happen under this policy if there is a loss.

3. Notify your broker of any significant changes in your operation. Different insurance policies handle different types of operation in different ways. For example, if you engage in a time-share or interchange agreement with another company, some insurance companies consider that a commercial operation and require coverage different from a simple Part 91 private operation. If that coverage is not in place and there is a loss, the insurance company might not pay on the claim.

4. Don’t allow pilots to sign waivers. Some FBOs ask pilots to sign a Waiver of Rights to Subrogation form. Essentially a hold-harmless agreement, the form waives the right of the aircraft owner’s insurance company to sue the FBO or its insurance company in case any damage is done to the aircraft while it is at the FBO. This could result in there being no insurance coverage for damage done by FBO personnel since the pilot may have negated the policy by giving up the insurance company’s right to go after the FBO’s insurer to cover the cost of the claim.

Issues regarding financing of aircraft; aviation insurance; tax issues for aircraft operators; new companies and people in the aviation financing and insurance industries.

Insurance Tips

2024 Corporate Aviation Leadership Summit

Kerry Lynch

News about bills, laws, regulations and other governmental decisions affecting aviation and aerospace. Topics include FAA re-authorizations, taxes on fuel and aviation activities, environmental legislation, ICAO decisions, governmental mediation of labor conflicts and World Trade Organization disputes and decisions.

News and issues relating to business, corporate and private aviation, primarily regarding turbine-engine-powered airplanes and helicopters. Subjects include aircraft, engines, maintenance, operations, personnel, acquisitions, accidents, safety, security, and training.

Nearly 60% of operators surveyed cited tariff uncertainty as a reason to delay purchases

Analyst Report Spotlights Harm of Tariffs to Bizav

Amy Wilder

News and issues regarding all manner of civil and military rotorcraft and their powerplants, including helicopters, tilt rotors and unmanned air vehicles.

Utility-configured aircraft led pricing gains

Aero Asset Reports Single-engine Helo Price Surge Trend

Charles Alcock

News and developments about airplanes, helicopters and unmanned air vehicles used in all varieties of operations, including airlines, military, business, commercial, general aviation and private.

News and issues relating to the aerospace industry that are related to the science, engineering and business of flight in space involving civil, industrial and military applications, and similar topics related to flight in the atmosphere of the Earth that are not covered more directly by other AINonline subject channels. In other words, both astronautical and aeronautical subjects, except for those aeronautical topics that are specifically covered elsewhere on this website.

Essential news and analysis on the defense aerospace business. Your trusted source for new and ongoing programs and requirements in military aircraft (manned and unmanned), engines, avionics, weapons and associated systems, including ground-based air defense.

Agreement avoids 15% tariffs that go into effect for other products on August 1

U.S.-EU Trade Deal Spares Aerospace from Tariffs

Curt Epstein

New developments at FBOs including regulations and noise issues; legal disputes; openings, acquisitions and mergers.

More In Finance, Taxes, Insurance

Analyst Report Spotlights Harm of Tariffs to Bizav

Nearly 60% of operators surveyed cited tariff uncertainty as a reason to delay purchases

Aero Asset Reports Single-engine Helo Price Surge Trend

Utility-configured aircraft led pricing gains

U.S.-EU Trade Deal Spares Aerospace from Tariffs

Agreement avoids 15% tariffs that go into effect for other products on August 1

Titan Aerospace Insurance Offers Plan for Branded FBOs

The Titan Fuels company is increasing its products for Titan-branded FBOs

Embraer Reaches Record Backlog for E-Jets in 2Q2025

The Brazilian airframer has nearly $30 billion in financial committments

Defense Bolsters Dassault, Trappier Decries U.S. Tariffs

The French group’s first-half order intake grew 57% in the first half of 2025

Safran Completes Acquisition of Collins’ Flight Controls

The Collins business is now part of the Safran Electronics & Defense division

Vertical Raises $60 Million for VX4 eVTOL Aircraft Development

UK start-up says it now has cash to support work on the four-passenger aircraft through mid-2026

AIN Products

SUBSCRIPTIONS

RESOURCES

ABOUT AIN